Financing

Flexible Auto Repair Financing in Louisville, KY

Car problems rarely show up when it’s convenient, but at Barnes Auto Service, getting them fixed can be. Our flexible financing options make it easier to handle repairs now and pay over time, so you don’t have to choose between your budget and your vehicle’s safety. Whether it’s a necessary engine service, new tires, or A/C repair, we’re here to help you move forward with confidence.

Fix Now, Pay Later:Smart Reasons to Finance Your Repairs

Car trouble doesn’t wait for payday, and putting off needed repairs can quickly turn small issues into costly breakdowns. Financing gives you the flexibility to get essential services now while spreading out the cost over time. It’s a smart way to protect your vehicle, your safety, and your wallet without delaying what matters most.

Our Auto Repair Financing Partner: CFNA AutoPass

To make auto repair more affordable, we’ve partnered with Credit First National Association (CFNA) to offer the AutoPass for Tire & Service Centers credit card. With AutoPass, you get convenient financing, exclusive cardholder perks, and the freedom to take care of your vehicle without delay.

CFNA AutoPass Credit Card Benefits:

6-Month Promotional Financing on purchases of $149 or more (deferred interest if paid in full within 6 months)
No Annual Fees for all cardholders
Low Monthly Payments tailored to your budget
Nationwide Acceptance at participating auto repair and tire locations
24/7 Account Management online and via mobile

Once approved, you can use your card right away at Barnes Auto Service for everything from routine maintenance to major repairs.

Learn more about the CFNA AutoPass program and see how easy it is to get started.

“The difference between good and great? Just a little extra effort.”

– Biggie Munn

How to Get Started with Financing

Getting approved for auto repair financing is quick and hassle-free, and most decisions are made in just minutes. Whether you’re facing an unexpected repair or planning for routine service, our financing process makes it easier to move forward with confidence.

Step 1: Apply with Ease

Ask our team in-store for assistance or scan the CFNA application QR code at the counter. The application is straightforward and only takes a few minutes to complete.

Step 2: Get a Fast Decision

In most cases, you’ll receive an approval decision within minutes with no long waits or complicated steps.

Step 3: Use Your Card Immediately

Once approved, you can begin using your CFNA AutoPass credit card the same day at Barnes Auto Service. From new tires to major repairs, get the service you need now and pay it off over time with low monthly payments.

What You Can Finance at Barnes Auto Service

Whether it’s a sudden breakdown or long-overdue service, you can use your CFNA AutoPass card on almost any service we offer:

Brake repairs and replacements
Engine diagnostics and repairs
Transmission work
A/C and heat repair
Electrical diagnostics

New tires, tire repairs, and alignments
Suspension and steering repairs
Oil changes and scheduled maintenance
State and DOT inspections
Fleet repairs and maintenance

Explore all our auto repair services and see how financing can help you stay on the road without delay.

Why Choose Barnes Auto Service?

Choosing a financing option is only half the equation; choosing the right shop is the other. Here’s why Louisville drivers trust us with both:

Certified Team

3 ASE Master Techs and a National Auto Value Runner-Up Technician.

No Pressure, No Gimmicks

We explain your options clearly and help you decide what’s best.

Flexible, Friendly Experience

CFNA financing, 24-hour drop-off/pick-up, text-to-pay, and a pet-friendly waiting room with Wi-Fi.

Local and Trusted

Over 40 years of service, BBB A+ Accredited, and a Neighborhood Favorite on Nextdoor.

Nationwide Warranty

Most repairs come backed with a 24-month/24,000-mile warranty, honored nationwide.

Easy, convenient payments with no credit card processing fee

We make it simple to get the repairs you need without extra charges.

We are the bestOf The Best

Don’t just take our word for it—see why we’re Louisville’s top-rated auto shop! Check out our reviews and hear from satisfied customers who trust us to keep their vehicles running smoothly.

Don’t Delay Repairs.Finance and Fix Your Vehicle Today

At Barnes Auto Service, we take the pressure off your wallet without cutting corners. With easy financing options and expert service, you don’t have to choose between quality and affordability. Visit us at 3800 Bishop Lane, Louisville, KY 40218, call 502-966-8644, or book your visit now at barnesautoservice.com.

We proudly serve drivers throughout Louisville, including Fern Creek, Middletown, Mt. Washington, St. Matthews, Prospect, Crestwood, and Audubon Park.